FAQ

How is the whole process?

The process is very simple. You just choose your new home and we take care of the rest. All the steps are described below.

Steps to get LoL

What banks do you work with?

The list of banks we work with is here

List of banks

What guarantee do I have that I will not lose my money or the property?

Each cooperative is financed by a safe bank. If the bank finances the client, it obviously takes care of the economy of the cooperative. At the same time, the bank has a mortgage contract inserted in the property and the property cannot be disposed of without its knowledge. As a member of LOL, your contract will state that LOL will transfer the property to your personal property.

Can I transfer the property to personal property prematurely?

Of course, the early transfer of the property to personal property is possible. Before that, it is necessary to pay LOL the credit that LOL borrowed to buy the property. Before doing so, it is necessary to consider the established conditions of the bank’s financing when calculating the penalty for early repayment in case of repayment outside the loan fixation. Therefore, we recommend that the transfer to personal property always be made on the anniversary date of the loan fixation. By this date, the bank will not calculate any penalty and, therefore, it is possible to pay an extraordinary fee without a charge.

Your living journey starts here.

Answer some questions to see what you could be approved for.
Get started now - no commitment needed.

© 2021 Living In Czech. All rights reserved.
Proudly made by ZaseBrand.

Good to know

Want to know us?