20 Oct
For whom is it?
- For people who do not want / cannot get a mortgage
- For people who do not want / cannot have a property in their own name
- For foreigners who do not have permanent residence in the Czech Republic
Terms:
- Financing from CZK 300,000, maximum 80% of the property price
- Fixing period of 5 years
- The annuity is paid in the form of rent and with that the loan is paid. The rent already includes: Payment to the loan fund, Share management commission, Insurance payment, Prescription of selected services (repair fund, heating, elevator etc.)
- Individual person (not company)
- Over 18 years old and under 55 years old (in case of expiration for 25 years) regardless of nationality and type of residence
- The client, the real estate agency and the client’s company must not be subject to foreclosure / insolvency
- You only have to give an affidavit of income
Before you start living:
- 1% of the loan amount over CZK 3,500,000
- 1.2% of the loan amount up to CZK 3,500,000
- CZK 3,000: composition of the basic membership fee
- Real estate price estimate fee (paid directly to the appraiser)
- 3x monthly rentals – deposit
